Free payroll calculator
The same engine EveryCent uses to run real payroll — 2026 brackets, all 50 states, ZIP-level locals. Free to verify right here.
How every dollar of your gross pay splits across taxes and take-home.
What the business pays on top of gross salary.
Your salary tops out in the highlighted bracket. Rows below it are where the rest of your income sits.
| Bracket | Rate | This salary taxed |
|---|
Net pay in every state for an identical salary. Click any state to switch the calculator. Assumes no local taxes.
Inside the engine
How the calculator actually works. Every tax layer EveryCent handles — visible and auditable.
Real 2026 IRS tax brackets
Graduated 10% → 37%. Standard or itemized. Filing status.
Graduated where applicable
Flat states (9) + graduated. No-tax states handled.
Work-state vs residence
PA ↔ NJ, OH ↔ IN, and 12 others. Auto-applied.
Municipal + PSD + school
OH cities, PA school districts, county taxes. ZIP-resolved.
SS 6.2% + Medicare 1.45%
$168,600 SS cap. Additional Medicare 0.9% over $200k.
Unemployment + disability
Employer rate or statutory. CA/NJ/NY/HI/RI paid leave.
Employer federal UI
0.6% after credit. Credit reduction states tracked.
401(k), HSA, FSA, HSA+
Pre-tax reduces fed/state. Post-tax after all calcs.
Rolls per employee
SS cap, FUTA cap. Mid-year joins handled.
Every 50-state calc. Every bracket. Every ZIP lookup. Included in every plan — no add-on, no upsell.